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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My parents are visitng USA from India and wanted to get a travel insurance. Whle they are healthy and fine now, my father had undergone bypass heart surgery15 years ago. His doctors have suggested that he is fit to travel. I just wanted to check if any emergency related to heart arises there, will it be covered under Pre Existing Medical Cover? Also is it cashless?

A:
We can recommend a plan with the acute onset of a pre-existing condition coverage. Cashless insurance does not exist in the US it is always the providers choice whether to bill you or the insurance regardless of what plan you have. first we need to see what plans you are eligible for. If you can enter your information in this link we can quote you all of our available plans, Visitor plans: /get-travel-insurance-quotes/?presection=visitorUSA Acute onset benefit: /visitor-insurance-acute-onset-of-pre-existing-conditions/
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Q:Does insurance purchased from insubuy Covers pre existing conditions

A:
The plans we offer are similar to short term health insurance. These plans are primarily designed to cover someone for new illnesses, injuries or accidents that did not exist in the persons body before the start date, They will not cover general treatment for pre-existing conditions preventive care or routine maintenance. There is one exception to these plans: /visitors-protect-insurance/
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Q:I would need a medical insurance for my father who is visiting from India for 3 months. he is 72 years and have pre existing health issues.I would like to know which plan would be suitable for him where pre existing conditions are also covered.

A:
We have one plan that covers pre-existing conditions. Visitors protect: /visitors-protect-insurance/
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Q:is it fake insurance or verifiable on

A:
We are a broker for most of the major insurance plans in the market. all of the plans we have available are verifiable on AM Best.
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Q:can I use this for actual travel? how much is it

A:
The plans are available for travel anywhere, the price depends on the amount of coverage and the dates chosen.
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Q:HI, We are living in Israel.We need travel insurance to go to Canada for 3 weeks.We are both over 70 and have pre existing conditions.do you do this type of insurance.

A:
yes we have plans available If you can enter your information in this link we can quote you all of our available plans, Travel plans: /travel-health-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.